Miles is a veritable cornucopia of knowledge, and I think you're right Zed he is probably where most of straight answers are going to come from. How about that scene right after the had that meeting in "Locke's camp" where Miles laughs at Locke after he states "since I didn't see a bank on the island I figured it wasn't worth mentioning" He knows something about Ben that no one else does. Also, now we know Tom can come and go from the island even after the electro magnetic anomoly took place. So is it safe to think Ben can do the same? I'm going to say yes, in which case he probably could go off island and somehow come up with 3.2 mil.

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" We kinda like knew that forever ago." -Hurley SE4EP8